Resources

The Path to Homeownership

Practical information to help you prepare financially, understand your options and work toward purchasing a home.

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How Much Should You Save Before Buying a Home?

A practical starting point for setting a savings goal.

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How a Car Payment Affects Your Home-Buying Budget

What lenders and sellers look at beyond your mortgage payment.

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Where Does Your Money Go Each Month?

A simple way to see what's really available for a home payment.

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What Costs Exist Beyond the Down Payment?

Closing costs, inspections, and other expenses buyers often overlook.

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What Is Included in a Monthly Housing Payment?

Principal, interest, taxes and insurance — what actually makes up your payment.

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How Owner Financing Works

A plain-language look at how buying directly from an owner works.